GVWR (gross vehicle weight rating) is the maximum amount of weight that can be supported by the truck itself.
GCWR (gross combined weight rating) is the maximum allowable combined weight of the loaded truck and whatever it is towing.
If you know the actual laden curb weight (LCW) of your truck (that is, the actual scale weight with options, driver, passengers, accessories, hitch, fuel, etc. ), you can use the following equations to size a truck and trailer. Be careful, though, because the LCW can be 1,000 to 1,500 lbs greater than the assumed curb weight (base truck with 150 lb driver) Dodge uses to calculate trailer tow ratings.
Truck's GVWR - LCW = maximum allowable hitch/pin weight of loaded trailer.
Truck's GCWR - LCW = maximum allowable total weight of loaded trailer.
Let's use my truck as an example. It has a GCWR of 21,500 lbs, a GVWR of 10,500 lbs and a LCW of 7680 lbs.
Truck's GVWR (10,500 lbs) - LCW (7,680 lbs) = 2,820 lbs maximum allowable hitch/pin weight of loaded trailer
Truck's GCWR (21,500 lbs) - LCW (7,680 lbs) = 13,820 lbs maximum allowable total weight of loaded trailer
We tow a 13,500 lb 5th wheel that puts 10,800 lbs on the trailer axles and 2,700 lbs on the trailer's pinbox. As you see from the above, we are below our maximum allowable hitch/pin weight by (2,820 - 2,700) 120 lbs and below our maximum allowable total trailer weight by (13,820 - 13,500) 320 lbs.
We hit the road (according to certified truck scales) at 10,380 lbs GVW (10,500 GVWR) and 21,180 lbs GCW (21,500 lbs GCWR).
The problem with any single rear wheel truck in 5th wheel towing applications is that the 5th wheel trailer carries so much of its weight on the pinbox (20% is typical). That weight is transferred to the truck as hitch or pin weight where it counts against the truck's GVWR.
If you have a 3/4 ton truck with (let's say) an 8,800 lbs GVWR and a LCW of 7,500 lbs, your maximum allowable pin weight is only 1,300 lbs - at 20% of total weight on the pin, that would be a loaded 5th wheel trailer weight of 6,500 lbs!
A SRW 1-ton truck with a GVWR of (let's say) 9,900 lbs and a LCW of 7,600 lbs would have a maximum allowable hitch or pin weight of 2,300 lbs, enough to handle a loaded 5th wheel trailer weight of 11,500 lbs assuming the same 20% pin weight.
A DRW 1-ton truck with a GVWR of (let's say) 12,000 lbs and a LCW of 7,750 lbs would have a maximum allowable hitch or pin weight of 4,250 lbs, enough to handle a loaded trailer weight of 21,250 lbs, except that such a weight would exceed the truck's GCWR of 23,000 lbs since the total of the LCW (7,750 lbs) and trailer weight (21,250 lbs) would be 29,000 lbs.
That's why SRW trucks (3/4 or 1 ton) are generally limited by their GVWR regarding the maximum weight 5th wheel trailer they can tow. DRW trucks, on the other hand, may hit their GCWR before they exceed their GVWR.
Rusty