We've got a 08 5500 and I've had that truck over 80... . could the early trucks not have this feature... .
We have a 10L Cat engine in a IH truck... . when we bought the truck we found it wouldn't go over 60 mph... . a trip to the Cat dealer and 2 minutes with a programmer and the limit was removed and reset to the max RPM for the engine... . On some of the roads in AZ, NV, WY the same speed limit is for used for cars and trucks. .
I assume a Cummins dealer can do this for you with his scan tool for a fee... .
Hope this helps. .
Another TDR member and I visited a dealer near his home in OK advertising 4500/5500s in stock back in 2007. We test drove a 2007. 5 4500. It was speed limited at 76 mph. That's when I realized they were speed governed. The salesman riding with us told us it was because of the tires, the dealership had already asked Dodge.
If I owned one I'd be visiting a Cummins dealer to ask if the engine could be reprogrammed to increase top speed but I don't think it is possible. Cummins ISB engines installed in Dodges don't use the same software as ISBs in MDTs.