If 4th is the only gear grinding, its an easy fix by just removing the input shaft. Just take the four bolts out of the front bearing retainer and carefully pull the input shaft out being careful not to lose the roller bearings and thrust bearing on the back of the input shaft where it engages onto the mainshaft. With the inputshaft removed you can easily replace the blocker ring (synchro). It simply pulls out off of the mainshaft. when you install the new blocker ring it has notches that engage into the keys in the inner syncro hub on the mainshaft. Carefully slide the inputshaft back onto the mainshaft. Then reinstall the bearing retainer on the trans. The inputshaft sould turn freely with minimal endplay. This should fix your 4th gear grind. PM me if you would like more detailed instructions.
As for wether or not to keep driving the truck with it grinding, it will more than likely not hurt anything until you get around to fixing it. I drove my 97 for 6 months with 3rd grinding on ever shift. The Gear still looked new and all I did was replace the blocker ring to cure the grinding. When you shift try pausing for a split second before you grab 4th and it probably will fall right in. Hope this helps.