Joseph, Oregon, huh? I passed through there about twelve years ago -- what a beautiful town!
Anyway, I'll post this again, it should answer all of your tire/gearing questions:
Here's two simple (if you have a calculator ) formulas for figuring RPM and speed based on O/D ratio, R/P ratio and tire diameter:
MPH = (RPM/OD/RP) x TIRE_DIAM x 0. 002975
... and... .
RPM = (MPH/0. 002975/TIRE_DIAM) x OD x RP
Tire diameter is in inches. So, at 3000 RPM with 30. 5 inch tires, you get 111 MPH with a 3. 54 RP and an OD of 0. 69. With 4. 10 gears, your speed at 3000 RPM is 96 MPH.
Note that "what-if" comparisons are easy as scaling one parameter, such as tire size. For example, say you wanted to switch to 35" tires from the 30. 5" tires in the first example. All you have to do is divide the new tire size by the old tire size and multiply by the speed; 35/30. 5 = 1. 15, then 1. 15 x 111 MPH = 127 MPH. You can use that same scaling factor derived from the differences in tire sizes to determine effective gear ratio, for instance 4. 10/1. 15 = 3. 56. So 35" tires and 4. 10 gears are nearly equivalent to 3. 54 gears and 30. 5" tires.
Since you must have a computer to read this, you may already have a spreadsheet program that you can enter this stuff into (like I did) so you only have to think hard once