Gauges on a stock truck? Absolutely. $300-500, compared to a $35-42,000 truck... . If you can afford the truck, you should be able to afford to safeguard it.
Even a brand new, stock truck could have a fueling anomaly or discrepancy in the ECM, and feed too much fuel at the wrong time. Buying a used truck? If it's a 12 valve, you need gauges on there right away, you'll be able to see if the pump has had its settings altered... .
I know of at least two famous diesel service/performance shops. When you call them with questions about poor performance/fuel mileage, engine stumble, or any of a variety of symptoms, the first thing they ask you is what boost and EGT you are reading, at certain speeds, and RPM's. Gonna be hard to troubleshoot it without gauges. Sure , it's a new truck. You might be able to save yourself a trip to the dealer by doing your own troubleshooting. Very few have mechanics with any level of competency on the Cummins engines, anyway.