I have a 1997 4x4 with a stock (so far) Cummins. It has 84000mi. Lately the automatic transmission has a hard time deciding when to shift into overdrive. From a stop I will excelerate to 50mph holding 2000rpm. When the transmission trys to shift into overdrive (about 47mph) the engine rpm fluctuates until I reach 55mph, then everythings fine. Problem is really bad when towing. I have already tried changing fluid and filter along with band adjustments to spec. Any suggestions before I go to the dealership? 
