I took the outerwears off of my bhaf a few weeks ago because is was getting really dirty and had a lot of holes in it. Well I left it at home when I came back to school after spring break and today I am going to have to make a 2 hour drive home in the rain and I am wondering just how much water can actually splash up on the bhaf while driving at highway speeds? Do any of you use a bhaf without any sort of prefilter?