LOL, finally someone else on this board that knows something about biodiesel!
Folks run up to B20 in your Cummmins, including '03's and you will have no problems, only benefits. The 'flocking' mentioned above isn't an issue in HPCR injection systems with blends such as b20 or below. Running b2 will improve lubricity a tad, but you won't see any major benefits doing that. B20 is the ideal mix, as it will provide significant emissions/smoke reduction, increased overall cetane and lubricity, and a nice chunk of change you didn't throw over to the middle east for fuel.
I've run b100 (100% bio) in my TDI for 25,000 miles with excellent oil analysis results, and the smoothness and quiet idle is awesome. Smelling like a fryer is a side benefit!

I can't ever seem to tell if its my exhaust or mcdonalds i'm smelling while i'm in the drive thru with my windows down. It's really really close in smell.
I run B20 in two '99 Mercedes E-class turbodiesels, and the decrease in idle racket and smoothness is awesome.
It helps your engine, helps the environment, and helps the economy. It's a win-win.
I personally believe the cummins will run on 100% biodiesel without problems, but B20 is undeniably safe. It's been tested in school buses and state and city fleets for millions of miles.