If the oil is also up between the oil pan and the bell housing, its either the pan seal or the cam shaft plug. those are typicaly more common than the rear seal. Being a mechanic I wouldn't say any of those jobs are very hard. Lots of loabor and busted nuckles, but not a high skill job. The rear seal instalation requires care and maybe even an experienced touch, but instructions and the special tool are pakaged with it from cummins.