Just my opinion. Others have and will disagree.
I like a locker in the rear axle very much. I do not have one installed (yet) in my Dodge, but have run many thousands of miles for decades in Chevys with lockers; both GovLok and Detroit; loaded and unloaded.
The Dodge will be getting a locker since the factory PowrLok is simply not effective enough for my needs. Not even close.
I got a real good deal on a PowerTrax Dana 80 locker and might try it since Detroit does not offer a Dana 80 locker for 3. 54 gears, which makes no sense to me at all. They do have Dana 80 Detroit Lockers, but only for much lower (higher numerically) gearing. I also had to buy an open, stock Dana 80 carrier for the PowerTrax since, like the Detroit when fitted to a Chevy, the Powertrax only installs into open diffs.
Note: Somewhere here on TDR, though I have searched and cannot find it, there is an archived thread a couple years old about how to modify a Dana 70HD Detroit locker to easily work in a Dana 80 with 3. 54 gears. You need to drill and rethread the ring gear bolt holes to the larger Dana 80 size (9/16 IIRC) and you need to either machine or shim or both on the carrier bearing sides. That is the detail I cannot recall and would like to find out. The Dana 70HD carrier is different from the regular Dana 70 carrier and is supposedly the same strength as a Dana 80. So don't give up hope on a Detroit for diesel gearing.
Maybe if enough of us contacted Eaton, who bought TracTech, maker of Detroits, they would tool up some bolt-in Detroits for our trucks since most Dana 80-equipped trucks anymore are diesels and are geared higher than gas burners.
Locker-equipped trucks do drive a little different. If you like to power-slide around street corners, forget buying one. You need to take it easy around corners on dry pavement. Not that you're likely to break a Detroit powering through a corner, but the "BANG!" as it disengages/engages will sure make you think you did.
Consider that the military for many, many years ordered the K30 chevy trucks it used so extensively with Detroit Lockers in the rear axle. If Private Numbnuts can learn to handle one, you can, too.
It sounds too simplistic, but be sure to run tires that match EXACTLY in size and air pressure or you will feel the rear end of the truck squirrel a little every time you step on the gas.
I never experienced any 'pushing' with heavy loads, though I could see where real tight turns on dry pavement might give that feel.
I loved my lockers on snow and ice as well as mud. That said, lockers are "low center seeking", meaning, if you have the wheels spinning, BOTH are spinning and you no longer have an "anchor wheel". Spinning tires are like locked-up, skidding tires: They can move as easily sideways as forward. They can even pass you. Locked up trailer brakes are the number one cause of semi jackknifes.
If there is a crown to the road, or if you are on a sidehill, your spinning tires will cause the axle to go where gravity pulls it. The good news is you are MUCH less likely to be spinning your tires! Use some sense and restraint on the throttle and you will be fine.
I would not run any locker in the front axle of a daily driver unless it were selectable like the ARB or OX. It pains me to hear Ox is having cable issues; I thought they had a great design and were nearly bulletproof. Always wanted to try one, but like you said, they're pricey. .
I would not even add a limited slip, much less any locker, to your front axle until you upgrade to 1-piece axles, and why bother if they aren't 35-spline upgrades as well? I have a PowrLok limited slip I am setting up for front axle use (they are stacked to "break away" easier when installed in front axles). It will be slightly better than an open diff, but nowhere near as effective as a locker, without inducing bad steering manners.
If you have a rear locker, even with an open front diff you still have true "3-wheel drive" and you retain an "anchor wheel" for the really slick stuff. You would be amazed at how much the rear locker will compensate for an open front diff, and how much less you will even need 4wd.
My personal advice, unless you happen to be sitting on a limited slip for the front axle already like I am, is to focus first on a rear locker. Then save your money for solid shafts and a good selectable front locker.