This subject has been pretty well beaten up in previous posts and it seems to be a matter of personal preference. I have used it in the past and do not use it now, I can tell no difference.
Personally, I think the source of your fuel is more important, and you should have no problem with gelling because additives have already been put in the fuel you get at the pump. I THINK that additives are not recommended by D/C or Cummins. There seems to be a lot of folks that adhere to old habits with the diesels, some swear by plugging in at 35*(you would get no arguement from me that plugging in is beneficial in freezing temps, both for operator comfort and kindness to the Cummins), front covers fuel additives, etc, some even swear by putting ATF in the fuel.
I personally think that there have been many improvements in regard to both the engines and the fuel in our modern diesels that make them more "user friendly" in cold weather than in the past. This is by personal observation over the past 40 years or so. I know they used to be a heck of a lot harder to live with in the winter than they are now.
Dean