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2nd Gen Non-Engine/Transmission Has anyone ever taken Ziebart to small claims?

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My '95 Ram is really starting to rust out about the rear wheel wells. I have FAITHFULLY done the yearly inspections on time (have done them on the same day every year since truck was new) Both body shops tell me to get 2 new 1/4 panels as both of mine are shot underneath (cheaper for all parties involved to just get 2 new quarters and get on with it) Ziebart is saying that this is "catastrophic damage" and they will not cover it. (says I have to have noticed this rust starting 30 days before I took it in)

The are willing to cut me a check for approx. 1/2 of the estimates and they want to have my warranty back so any other rust problems are mine... this is BS. I want to take this farther, but what a hassle. Can anyone be of servce here? Thanks, Jeff
 
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