Chipstien,
Actually you are correct about the reflector.
However, I did a test before wiring both together.
I compared the low beam inner to the low beam outer light.
The inner light was just a tad higher, and since it's only 45 watts it just fills in the low beam in the center. (and is well under the 55 watt limit. )
The filaments in the bulbs are located in a way that makes them lower on low and higher on high. They also move slightly to the left on high.
My truck is lifted 2" so the light's are a little high at the stock adjustment.
I adjusted my lights slightly lower and with the extra inner low beams it makes a great pattern.
I'm sure my light's are not offensive to other drivers because I've only had the high beams flashed once. (in 6 months)
High beams

? Well I get flashed way before the other cars lightsare even close to blinding me.
As far as the cost for the harness'?
You will have to check out the SUVLights.com site
I think they are about 35. 00 each including 2 HD Bosch relay's.
Very clean harness'.
sfb