The argument that you are saving 20 hp because that is what the fan requires is not valid. Assuming that the fan actually uses 20 hp, the only time your stock fan coupling uses that much is when it fully engages. Normally the stock fan coupling is slipping and the fan is not turning at engine rpm. When the water heats up, the stock clutch engages and then the fan requires that 20 hp.
I admit that turning the fan, even at a slower speed requires horsepower, and slipping that clutch converts a bit more into heat. The Horton clutch avoids both of those wastes of power, but it's not 20 hp.
Notwithstanding all of that, I am still considering getting one, even at the huge expense. (How can they make something so simple cost so much?) The reason I haven't done it yet is because I have heard so many stories about mileage that I don't know what to believe.
If I save 1 mpg, I will pay for the clutch in, what, maybe 150,000 miles or so. Since I'll probably keep this truck that long, it would be nice to start gaining the mpg now... IF the fuel mileage claims are correct. One thing is certain. It would be a lot quieter without that fan running all the time.
Decisions, decisions... .
Loren