Here I am

How much boost to catch a 6L PSD on fire?

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calling all old school mechanics

Which company makes the most Diesel Engines?

Oops, there is one in picture # 34 (it pays to look before opening yer trap, Juan... )



BTW, that's one more reason I have a fire extinquisher in the truck. And trailer.



Juan
 
JRMora said:
BTW, that's one more reason I have a fire extinquisher in the truck. And trailer.

Juan



I couldn't agree more. I saved my old '71 K-5 Blazer from that fate by having an extinguisher handy when the wiring harness decided to cook itself from the inside-out.
 
nice... :-laf I hit 40PSI without really trying to hard!



****ty thing is, this is what pushed yours and mine insurance rates up on diesels... Obviously they are going to look at his truck, and determine that it was indead a turbo failure. Now, im not saying that it forsure is this way, but I would not be surprised that ins. companies do not decifer one make of diesel to the next when they weigh insurance premiums... a 3/4ton diesel is a 3/4ton diesel in thier eyes.



Not because I dont like fords, or wish i'll upon this poor 6. 0 owner, but I do kinda hope they deny his claim. Say that the vehicle had been modifed and that due to this its not covered. cruel, maybe, but hey, you play you pay! Its not the Insurances responsability to cover this kinda crap, it is what makes you and I pay higher premiums. Most likely his insurance company is going to tell him to battle it out with Ford... and they will just laugh at his ***!
 
What difference should a mod matter to your insurance, unless it was his negligence. First we lose warranties for modding and now we're supposed to lose our insurance?????
 
That's why good engines have the turbo on the side! ;) I drive an '05 6. 0 F550 for work, not impressed with anything under the hood. :p
 
lcaad1249 said:
What difference should a mod matter to your insurance, unless it was his negligence. First we lose warranties for modding and now we're supposed to lose our insurance?????



oh we wont lose it, it will just cause rates to go up... more of a risk = higher premiums.



This guys fire will be investigated, obviously they will find the cause to be a blown to shreds turbo, and if the insurance company has any marbles in its brain they will furthur investigate why it blew up, as I am sure they dont want to get stuck with the bill, would you? If they determine the cause to be because he was racing the thing... or due to abusing the vehicle, I am sure if they wanted to, they could tell him to go take a leap. They might cover him too, but might just drop him after he gets his check.





My point is this, if a modification to your truck causes your truck to go up in a cloud of smoke, why is it the responsability of the insurance company to cover your dumb *** mistake? if you were wiring somthing like a stereo up in your own car, and burnt it to the ground, i have a hard time believing they will cover your loss 100%. Because where do they draw the line? Anyone could just up and cross some wires, cause a fire and then say they were installing somthing and poof, it burned, now give me a check for a nice new shinny truck... see my point?



Lastly, you and I all know that if you did that at a track and you tried to claim it, your *** would be in jail if they figured out the cause. Again I go back to my previous statement, you play, pay!
 
Isn't that why it is called ACCIDENT insurance???? Your personal profile, you know all those invasive questions they ask about smoking and drinking and the checks of your driving record and your credit report all play a part in profiling you and your degree of risk.



They don't just insure the vehicle, they insure you. Regardless of what this guy did, unless he put rocks in his turbo to blow it up on purpose, it is an accident, and should be insured. (The insurance investigator may determine culpability, ie, 100% covered 50/50 or stupid move, forget it, the box said don't do X or it will blow up)



However, If they pay the loss, he is now a higher risk, he may be dropped, and the claim is part of his history, he has been further profiled.



Now, as for intentionally crossing wires, people do, its called FRAUD, and insurance investigators have the job of determining wether it was intentional or accidental.



AND, if sick-point-0's become a fire hazard, you bet the insurance for THAT model will be going up.



(Just call you friendly neighborhood agent and ASK if hail damage is covered, you will get a black mark, for ASKING, read your policy, don't ask or trust an agent)



Comprehensive physical damage coverage pays for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen; or damaged by flood, fire or animals. To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket.



After such a claim it is the insurers right to chase after Ford or the 'X' Box manufacturer for causing this, but as long as you did not intentionally, willfuly or knowingly cause the damage, it should be covered. The courts uphold this.



BUT, if there is a fire, and YOU have a fire extinguisher in your truck, they may say YOU LET IT BURN, heres a new turbo, but the truck is your responsibility!



Like a Good Neighbor.....
 
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