2nd Gen Non-Engine/Transmission I need a picture of a damaged dually flare

[Bart]

Does anyone have a picture of a seriously damage driver's side dually flare?

A Red flare would be super. After an accident that resulted in a couple small cracks on the rear of the driver's and the body shop said "replace the flare" I wouln't think the insurance would replace the flare for those repairable cracks. If they replace it and I keep it I'll sell it on the TDR to recover my deductible.

 

[Rebel Ram]

Hey. . Thanks for the high premiums. :-{}

And don't forget to go on workmans comp while you at it.

 

[Cummins Thunder]

Hey. . Thanks for the high premiums. :-{}

And don't forget to go on workmans comp while you at it.

You and I both know that we try to get all we can out of the insurance companies



CJ

 

[RacinDuallie]

Dang -I recently purchased a driver's side duallie fender, I still need to locate a clean, undamaged passenger side duallie fender. . . Dang Manhattan traffic jam drivers:{ I was sitting, stopped, in bumper to bumper traffic and I get mirrors from other cars driven through my side duallie flares- :{ . What's that you say? I can't hear you over this loud diesel truck, with l. e. d. s, oh so you say you didnt see me next to you? ( again bumper to bumper traffic in Manhattan) Stooopid yuppies... .

 

[Nate]

I'm pretty sure what your trying to do is called insurance fraud Mr. Bart

 

[WDixon27]

if the shop said replace it why would the company second guess them, the shop probably wants to swap it because it would cost as much or more in labor to repair the old unit and prep it for paint, i find the insurance adjusters don't really care till the value of the vehicle is in question, and depending on the company sometimes they want used parts if at all possible

 

[PC12Driver]

You and I both know that we try to get all we can out of the insurance companies



CJ

That's true. It's just that some of us prefer to do it legally.



Nonetheless, publishing your intent to commit insurance fraud on a public website is probably not a good idea...

 

[Alphacowboy]

maybe i read this wrong, but he has a slightly damamged fender, insurance co said replace it right? The body shop is willing to let him have the slightly damamged fender, and he is going to sell that to someone with a very damamged fender... correct? thats not fraud at all. If the part is to be tossed, nothing wrong with selling a DAMAGED part for a few bucks to recoupe some money.

 

[Alphacowboy]

ahhhhhhhhhhhh, never mind, i just re-read it... dude, submiting a pic to your insurance company of a fender thats not even on your truck is a BIG no no... . honestly, the insurance co will most likely just pay for a new fender, for how much they would have to spend in labor for fiberglass repair and body work on a fender, its not worth it to them.



Do it the legit way man! also, if you can still get the damaged fender from the body shop anyway, then make up your deductable that way...

 

[MrDiesel]

Those flares are very hard to repair. Not saying it can't be done but they are not made of 'glass its a plastic like material. Hard to get a repair to hold for long term road use.

 

[SKargo]

I'm pretty sure what your trying to do is called insurance fraud Mr. Bart

You are wrong.

 

[SKargo]

Wait, he wants to submit a pic of someone else's fender?!?!?! Yeah, that is fraud. Sorry for my confusion.

 

[Bart]

I'm pretty sure what your trying to do is called insurance fraud Mr. Bart

Glad I didn't come back to visit this post with people like you around. That information is from TWO (count them two different repair (aka body shops). NOT ME!!!!!!!!!!!!!!! If they say replace them because when they crack again after a repair they don't want to be responsible for them, then WHY SHOULDN'T I REQUEST THE DAMAGED PARTS BACK TO MAKE BACK MY DEDUCTIBLE AND SAVE ONE OF YOU GUY SOME EXTRA MONEY. Rest assured that If this happens I won't offer it to the guy in modesto ("lower" case m on purpose) or Mr. snail. So bite me!

 

[Bart]

I'm pretty sure what your trying to do is called insurance fraud Mr. Bart

Glad I didn't come back to visit this post with people like you around. That information is from TWO (count them two different repair (aka body shops). NOT ME!!!!!!!!!!!!!!! If they say replace them because when they crack again after a repair they don't want to be responsible for them, then WHY SHOULDN'T I REQUEST THE DAMAGED PARTS BACK TO MAKE BACK MY DEDUCTIBLE AND SAVE ONE OF YOU GUY SOME EXTRA MONEY. Rest assured that If this happens I won't offer it to the guy in modesto ("lower" case m on purpose) or Mr. snail. So bite me!

I wouldn't be surprised if the hit & run clown who backed his semi into the side of my parked truck doesn't also drive a beat up Dodge.

 

[PC12Driver]

Now that you have so eloquently restated your case (twice), I see that we are all in error, and on behalf of everyone else here that thought you were trying to commit insurance fraud, we're sorry. You sure told us.



BTW, that lower case "m" thing was quite a zinger. You really put him in his place...

 

[CDyksman]

Insurance Companies are the biggest crooks in town!!

 

[Bart]

Thank you PC12driver. No one likes being called a crook. I'm sorry I let this post get to me and my retaliation. Twice so far, I have readdressed this post and deleted it twice. "Better to keep my mouth shut and be thought a fool than to open it and remove all doubt. " With that I'll back on out of here

 

[dtygart]

Well, Bart, hope you read this before you back out. It seems that most people here say that if you send your insurance company a piccy of someone else's damage in order to get your damage repaired, then that is fraud. If it is not in fact fraud in your opinion, then send me a picture of someone's damaged rear bumper, and I will submit it and say that the only thing that will replace it is a Reunel SS bumper! Since you are so unhappy here perhaps you will find like friends on a Ford forum. BTW, I was born, and still live in Northern California, so feel free to put that in all lower case if it will make you feel better.



*flames insurance frauders*



david

 

[fkovalski]

Does anyone have a picture of a seriously damage driver's side dually flare?

A Red flare would be super. After an accident that resulted in a couple small cracks on the rear of the driver's and the body shop said "replace the flare" I wouln't think the insurance would replace the flare for those repairable cracks. If they replace it and I keep it I'll sell it on the TDR to recover my deductible.

Why not just have your repair shop write up an estimate for a new part? You state that the cracks are reparable, but sometime labour to fix is more than the replacement (have your repair shop show that fixing is more $ than replacing. ) Submit the estimate for the part, then deal with your repair shop to either fix it (as that sounds like what you want. ) Make sure that the price given by the insurance company (for a new part) will cover a new one or a repair. It is up to you if you want to actually use the new part or deal with the body shop as to another method of fixing it. This would not be fraud.



Example: I had a deep gash in a mirror from a minor accident on a truck I used to own. The adjuster priced a new mirror. The body shop said they could (1) replace it a priced, (2) sand it down to minimize the gash and paint or (3) do nothing. The mirror still worked and I chose the last one, pocketed the extra $85 or so and took the G/F to dinner. This is acceptable as the part was accounted for- I chose not to install it. You can do the same.



Submit YOUR actuall damage for replacement, then deal with your shop as to the extent of what repairs are to be done. If you submit another person's truck to feign damage not actually incurred on YOUR truck ,then it IS fraud no matter how you may define it.



Play it on the up- and- up. The price will be cheaper in the long run should you play this little scheme and get caught!



JMHO-

 

[rickhans]

I'll add my 2 cents worth here if it helps. (I am an insurance adjuster). The last posting has the right idea. First, the only way I know of getting a settlement without an adjuster seeing the damage is if you use an approved repair shop that is authorized to write the estimate for the adjuster. If that is the case, you should not need a picture. If you don't have such shop, has an adjuster seen the damage yet? The other postings are correct, however, in stating that if the insurance company has in fact told you to send pictures of the damage and you send one from another vehicle, that is fraud. If you have to provide pictures, you get a black (or highly contrasting color) marker and circle all of the cracks, then take the picture. That picture with the data from the body shop should be all you need. The insurance company is obligated to put the vehicle back into the condition it was prior to the accident. They won't paint the entire truck, but should replace the flare since cracks like that are not going to hold good after a repair.