Incentives as of 4/18?

[JThiessen]

So am I reading the Dodge site correctly: 3000 cash back, plus, if you finance through CF, an additional 1000 back? It was unclear to me what the interest rates are... . anyone have any insight?

 

[mlewis73]

That what I got today. $4000 including the $1000 for financing through Dodge. Dealer would not quote me a rate, so it probably stinks... I'll refinance through my credit union.



Placing my order tomorrow.

 

[MLevenson]

I got $4500 last Thursday. GMAC rate was 6. 9% (****ty but make 3 payments and refinance. The extra $500 is from Farm Beareu.

 

[HeloMech74]

I believe the Tier 1 interest rate is 5. 59 for 60 months. Not too bad. I am going to make zero payments on the Chrysler Financing and refinance with my bank at 5% even. I just went with Chrysler for the extra 1000 bucks.

 

[jelag]

You need to understand that if you take the 1000 from Chrysler and don't make any payments, the dealer is charged back the 1000 at a later date..... If you make 3 or 4 payments and re-finance the loan the dealer isn't charged back... . If we are to keep the cost of these trucks as low as possible... it would be nice if you would make at least 3 payments to save the dealer the 1000. 00 and keep the program working... . if we all take the money and run... . we'll pay for it later in higher prices or no programs.....



Just my 2 cents worth.....

 

[mlewis73]

You need to understand that if you take the 1000 from Chrysler and don't make any payments, the dealer is charged back the 1000 at a later date..... If you make 3 or 4 payments and re-finance the loan the dealer isn't charged back... . If we are to keep the cost of these trucks as low as possible... it would be nice if you would make at least 3 payments to save the dealer the 1000. 00 and keep the program working... . if we all take the money and run... . we'll pay for it later in higher prices or no programs.....



Just my 2 cents worth.....

Good info. I'm making 4 payments on mine and then switching financing.

 

[TowPro]

Good info. I'm making 4 payments on mine and then switching financing.

they make back more then the $1000. 00 in 4 payments. You figure the first 4 payments are mostly interest. So are you really saving $1000. 00? I bet if you borrow $30K, after 4 months you still probably owe $29600.

 

[bighammer]

If you make a certain minimum number of payments and refinance, isn't then a used truck and not as good a rate as financing a new truck? (I don't know the rules, but something to check)

 

[FATCAT]

After 3 months take a home equity loan, and write off the interest on your taxes.