I've had my Banks exhaust for about two or three weeks, maybe 750 miles.
Immediately I noticed a *great* exhaust note. There is no drone at 2000 to 2400 rpm, which I have heard is a problem with some other exhausts. The tip looks pretty good, and it doesn't seem to make my fender black with soot (another complaint I have heard). I was hoping to hear more of the turbo chirp in the exhaust note, but it must be a Ford thing. All you hear is BWAAAAAAAAAAA!
The only thing I do not like is coming from under the hood. I have the turbo-back system, which eliminates the elbow coming off the turbo. I now hear a wheeze when the turbo gets to full boost. I guess it's the sound the turbo makes when the wastegate is dumping. Does not sound cool, but you can't hear it outside the truck.
You shouldn't have that issue, since you're going cat-back. I wouldn't know what it sounds like with a cat, but it will probably be even more quiet than mine. Depending on where you live, perhaps you could ditch the cat?