Well, front seals do go bad, though. I changed one not too long ago on a 95, coincidentally. It was a bear to do, as the guy had the el cheapo snowplow pto off a front pulley, but once the hokey junk was out of the way, it was too easy. Think positively... . don't overrate the problem until you see it. Dowel pin failure is very rare. Front seals are much more commonplace.