on a 12v, 40psi is kinda the magic number... safe to say you won't have a problem there...
I ran 42psi out of an HX40 on my 97 12v for a long time.
45psi is kinda pushing it... 55 is beyond the limit IMO. for a 3rd gen, 55 may be alright, but for a 12v, I wouldn't do it!