Here in Montana that would be too low. My 98 V-10 that was a 4x4 and @ 36,000 miles and very clean w/ 5 speed and typical power options sold for $19,500 just 4-5 months ago. At one point (4-5 months ago) I was looking for an "older" Cummins and a 98 was then @ $22,500-25,000 with lower mileage.