2nd Gen Non-Engine/Transmission Service contracts

[RClark]

It finally came. DC wants to sell me a service contract. 5/60 to 7/100. Added or Max Care.

ANyone used these? Comments?

Ive had them and sometimes they were useful. On my 93 it was a waste.

 

[KPhillips]

if you are going to go with an extended warranty, you may want to check with your credit union or bank first...



I checked with mine to get a loan for an extended warranty and they advised me they carrid extebded warranties (that were good at any dealership and with no deductible),



plus it was cheaper than the one I was looking at... . they said they don't really advertise it, they give the dealership the first shot at them, but they got me a decent deal and carried it on the loan for my truck... just a thought if you hadn't considered it. .

 

[RClark]

Sounds good. Except, my financing is thru Chrysler at 0%.

 

[Pit Bull]

Originally posted by RClark

Sounds good. Except, my financing is thru Chrysler at 0%.

Didn't your truck come with the 7 year 100K mile power train warranty? If it did I would be happy with that. It they will cover the whole truck for another couple of hundred fine other wise you should be good ith the 100K power train coverage. That covers the big expensive stuff.

 

[RPetersen]

Before you spend big bucks, check with your insurance company.

Many offer a VERY inexpensive policy. Mine goes to 150K on the truck and my wife's VW because they are both diesels!!

 

[Jack in Alaska]

If it isn't a contract offered by DC I would not touch it.

I have read too many sob stories about the other kinds.

MY DC contract on my 93 bought 3 trannies, no problem, and the contract on my 98 paid also w/o problems.

Just my thought and experience.

 

[Wheaties]

I don't want to sound like sour grapes or anything, I know lots of people that are happy with their extended warranties, but let me ask this anyway.



Does anyone think that the seller of an extended warranty is doing it out of the goodness of their heart, or would you say they are in the business to make money? If you say yes to the latter, then you have to conclude that on the average, you will be giving them more money than they will be paying out on claims.



I say take the money you'd put toward's an extended warranty and put it in the bank. Unless you know you'll be having repairs in excess of this amount, you're subscribing to a sucker bet. Insurance Actuaries do their homework.



Just one man's opinion,

Matt

 

[Pit Bull]

Originally posted by Wheaties

I don't want to sound like sour grapes or anything, I know lots of people that are happy with their extended warranties, but let me ask this anyway.



Does anyone think that the seller of an extended warranty is doing it out of the goodness of their heart, or would you say they are in the business to make money? If you say yes to the latter, then you have to conclude that on the average, you will be giving them more money than they will be paying out on claims.



I say take the money you'd put toward's an extended warranty and put it in the bank. Unless you know you'll be having repairs in excess of this amount, you're subscribing to a sucker bet. Insurance Actuaries do their homework.



Just one man's opinion,

Matt

Matt

If I bought a new 5 or 6 speed I agree. I bought a used automatic, so I went for the 100K 5 year bumper to bumper DC warranty. You never really know how a used truck has been driven?

 

[fox]

When I picked up my truck the salesman could see the drool on my chin and sold me a service contract. He was slick. Anyway, I got home and read it reallizing a lot of it was duplicated with the factory warrantee and went back and cancelled it. I prefer to do my own oil changes and the $2500 will go towards fixing the auto trannys poor calibration.



By the way, I pulled one of my trailers yesterday and it had to shift out of OD to maintain 60 on the 4 lane and up overpasses.

It was just like the V-10. Sad. How do they DETUNE these things this far and still have enough fuel to start it!!!!!



fox

 

[Cobra]

extended warranty

I have to agree with Wheaties and Fox.

First I would stay away from an extended warranty from anyone other than the manufacturer. There was a great many threads on this very subject about a week ago.



Secondly, I believe if you put that amount of money in the bank it will take care of your first major crisis after that, if that occurrs to my truck it will no longer be my truck.



I know some people have had great success with the extended warranties, while others have never used them. In my case I had used it twice on my previous truck. I had to pay a deductible both times which was almost one third of the cost of repair. It was a loosing proposition to say the least.



Unfortunately, no one has a crystal ball that works. So for some the peace of mind is worth the price. My . 02 cents

 

[Wheaties]

Pit Bull,



Like I said, many folks sleep better at night having an extended warranty, and it may be justified if you know you're going to use it. Bumper to bumper sounds good. If you don't read the fine print, you may end up with a warranty that covers things like the frame, the flywheel, etc. , parts that almost never fail while omitting things like the starter, alternator, and power steering -- the parts you want to cover. Even with a warranty that covers 'everything', they'll still exclude parts that regularly wear out (brakes, clutch, battery, etc. ) and you might be surprised how many things are included on that list.



I'd suggest you check out some of the consumer group websites like Edmunds, Consumer Reports, or Cars.com. They have good advice regarding these warranties.



Matt

 

[KKeen]

I purchased the extended on my truck only because the stories I heard of the expense of some diesel parts. 1600$ for the warranty and so for all repairs have been covered. My beef is D/C sold me the 5/100 max wrap, but Cummins takes care of the engine for 100? didn't think of this at purchase time, had new truck blinders on Probably have not yet had 1600$ in repairs but watching my transmission close. 4 years in july 72,000 miles.

 

[datablitz]

i got a chrysler service plan on my truck, the added care plus (the best offered) and it cost about 1400 but has paid for its self 3 times over, very much worth it, and no complaints from the dealer or chrysler about any work.



well worth the money, and it was better than in the bank.

 

[J Shocik]

IMO it's a good idea. I had one on my '97 CTD truck and used it once, but I also had it on my wife's '96 Continental and it paid for itself 3 times over and then some. My wife and I just bought a used '03 deville, Cadillac Certified, with bumper to bumper, 6 yrs. / 100,000 mi. This is better than the new Caddys. If anything goes wrong, they fix it FREE and I drive a new Caddy while they fix mine. This cost an extra G.

 

[rrl989]

I asked the same question back in 97. Even though I do all my own maintenance, and probably 90 % of all my own repairs,

the $1800 100k $50 ded. warranty still would have paid for itself. You can shop around, but Dodge dealerships are wierd, mine won't accept warranty work from someone else contract ( yes, they are required too!, but the earliest appointment is in six months) I shopped around and got the same DC warranty for $500 less only to find out it ain't worth squat (got a refund) With DC, or any other dealership, don't be shocked if a bearing replacement will run $1500, some parts are replaced as whole assemblies only. They just hand you a $2000 repair bill. My next new truck will have the warranty, anyway, my sales tax cost more than a warranty and I get nothing for that.



Good Luck



Ron

 

[MO'Donnell]

If you buy an extenede warranty, buy only the DC warranty for all of the reasons mentioned above. I bought the added care policy on my truck, simply because of some of the very expensive items that DC has had problems with in the past - AC evaporators and pricey front end parts like ball joints. Early AA diffs had issues, so I felt the ext. warranty wasn't a bad idea considering I was buying a "first year" truck that had a lot of other "first year" major components in the drivetrain.

 

[abdiver]

When I bought a our honda accord I found a site online a dealership in Maine that was selling Honda warranty contracts for about 900 dollars. When we bought local the salesman came to the warranty issue which I planned to get only he wanted $1600 for it I informed him that I didn't think they were that expensive. Told him I could get one a honda corp one for $900. He check with his manager and I got it for the $900.



What is a fair for the dodge corp warranty for a truck

 

[Alphacowboy]

I had the DC warranty on my 1500. They were alright until the end (guess they didnt want to replace anymore items on my primarily stock truck) They canceled it on me, and I got into a ******* match on the phone with DC over it. 3 trannys and a whole slue of other problems, but that is another story.



Anyway, on this truck, my CTD, i got a GM extended warranty. So far, FLAWLESS! no issues at all. Hell they even replaced my trac-bar under warranty and I have a 5" lift. I have to bring it to a GM dealer, then they send it to a DC dealer for repairs, but since my dealer is a dealer for both GM and DC, I just bring it to them.



DCs warranty is a good one, dont get me wrong. I wasnt left with a good taste in my mouth in the end.

 

[EBottema]

How many miles are one your truck and how long do you plan on keeping it?



If it was me, I would not get the warranty. You are covered on the cummins till 100k, you have the 7/70 powertrain warranty, no 4x4 issues on your truck, rear axle is bulletproof. All your warranty really helps you on is the A/C, some braking components, vacuums stuff, and little other stuff. None of that will break at 100k unless it is a fluke thing. The A/C system is great on these trucks which would be your most expensive problem needing fixing possibly. I would save your money and use it to do a real rebuilt on your transmission when the time comes... . DC hates approving work and dealers don't like doing it since they get paid less, so you come out the loser in the end most of the time.



Erik

 

[Alphacowboy]

How many miles are one your truck and how long do you plan on keeping it?



If it was me, I would not get the warranty. You are covered on the cummins till 100k, you have the 7/70 powertrain warranty, no 4x4 issues on your truck, rear axle is bulletproof. All your warranty really helps you on is the A/C, some braking components, vacuums stuff, and little other stuff. None of that will break at 100k unless it is a fluke thing. The A/C system is great on these trucks which would be your most expensive problem needing fixing possibly. I would save your money and use it to do a real rebuilt on your transmission when the time comes... . DC hates approving work and dealers don't like doing it since they get paid less, so you come out the loser in the end most of the time.



Erik

I would have to dissagree. I bought mine with 64k miles on it, and I bought the extended warranty on mine. To date, I have had the following replaced at the dealer, at the cost of just my deductable. Warranty only cost me 1600 bucks by the way.



Rear Brake Cylinders (the ended up replacing the brake shoes and drums due to that)

Repaired a Transfer Case leak (new seals)

Replaced a Lift Pump

Trac-Bar replaced

Powersteering pump was repaired (cant remember off hand what was changed, but it leaked really bad)

transmission input shaft seal replaced (leaking)

Master and Slave cylinder for the Clutch (leaking)



There was a few other things too. All have been fixed in 2 trips to the dealer, and at 200. 00 a pop for the deductable, I have basicly spent 2000 on repairs total so far. For what the bills were from the dealer, I would have spent damn near $4500 or more. Now granted those are warranty charges and are inflated, but still. Yes I could have fixed some of it myself too, but why when you dont have too.