My bosses did the exact same thing. Wouldn't hardly move in first but would be fine running down the highway. He had never changed the fluid in 106K miles!!!! This with constant stop and go, mountain driving, towing every now and then. He called me and I was sure he needed a new $3000 transmission. It was a slenoid and something to do with a valve, but I can't remember for sure what they said. Out the door for $800, dealer prices!!!! I couldn't believe it myself. This is typical though. He has changed the fuel filter twice in 106K also and once was after it was filled with gas. If this was me the transmission would fried and I would need new injectors, a new CP3, a new lift pump, etc, etc.
I guess some of us just don't have the luck.