No is the second phase voltage is held high while current is limited. I did that on my smart phone. Will try to edit it on tablet.
Reread stage two. That difference greatly effects battery life. Snoking
I'm not reading anything my charger doesn't do, and it's evident in the graph I showed you. Maybe your misreading the graph?
The stage 1 and stage 2 of your charger is just stage 1 on my charger. That's a difference in the two, but only in labeling.
I held full voltage for ~230 minutes before dropping. By the time it dropped the amperage was down to 6AH and the batteries where above 90%. It does everything your charger does, except goes to an intermediate voltage before the float voltage. I get a 50-90% in less than 4 hours on a 300AH bank with 55A charger at 14.4V.
The heart manual says it has 2 voltages, 14.5 bulk and 13.5 float. The heart goes from 2 to 3 at 10Ah or 1 hour wet/3hr gel cell whichever occurs first.
The PD4655 has 3 charge voltages. 14.4. 13.6, and 13.2 float. The PD goes from bulk to absorption somewhere less than 15Ah or after 4 hours in bulk.
They charge almost the same, if the amperages where the same, with different names for each stage.
The only other big difference is the heart float voltage is a little higher than many batteries call for.