Sounds like your grandpappy is basically a cheap SOB like me :-laf I'm a cheap yankee... (and proud if it)
But even I change my fuel filter once a year... .
In my opinion, especially where it concerns fuel and a diesel, an ounce of prevention is worth a ton of cure.
You do NOT want fuel problems. For the cost of a filter and the time involved, change it.
Besides, it is a good way to not only check the function of your lift pump, but to practise/improve your fuel system bleeding skills.
On a truck... you may need those skills at zero degrees at night on the expressway with dead flashlight batteries.
As a boater (yup, that's me) you may need those skills in 8 ft waves during a storm.
Tell your grandpappy to let the moths out of his wallet and buy you a filter :-laf :-laf
Jay
ps... . no disrespect intended... . only stone busting