6.7 is insured - I'm in the poor house

[DBohl]

I pay a little over 800/yr for the 04, full cov. , 1k deduc. , for me, the wife, and 17 yr son listed as drivers . both my wife and son have tickets and accidents on their records. Insured by State Farm

 

[Jeepr]

$812/yr with truck as non-primary vehicle. 250/500 deductible. Safeco Insurance.

 

[mclunas]

ha ha i think im the highest with 2820 a year with truck as non primary vehicle and a hyundai on liability only... doesnt help that im only 20 though.....

 

[JasonCzerak]

ha ha i think im the highest with 2820 a year with truck as non primary vehicle and a hyundai on liability only... doesnt help that im only 20 though.....

and for an 8 year old truck to boot. you have a clean record as well?

 

[DBentley]

I was paying 1400ish on my old beater 96 with full coverage till a few months ago and traded for the 06 and it only went up 150. 00

Thats nuts the 96 was 30-40k less in replacement value than the 06 ?

 

[mclunas]

nope not exactly clean i got 29 mph over (cop dropped it from 38 so it wouldnt be reckless driving) when i was 17 that should be droppedwithin a few months... also got an 18 over from the same cop (didnt drop it this time) about a year and a half ago... took a class that said it would drop it other than that its clean... and thats the lowest i can find any where but their all pretty much the same.

 

[mclunas]

by the way... it has dropped when i first bought the truck 2 years ago it was 365 a month, as the only vehicle... . that was outrageous

 

[olznut]

How did that figure that part out?

Well, stupid honest me told them my odometer reading, I didn't calculate all my little road trips into my estimated mileage. I live only 2 miles from work so I just left it at that. They said that I'm more of a risk, even though I ain't had a ticket since 2000, and that wasn't even a mover.

 

[JVantreese]

No fault SUCKS! I had a fender bender where some un-licensed southern immigrant that couldn't speak English rubbed his mirror down the side of my bed. Not a dime outa my pocket to get things all fixed up! including rental car! Thank god his rather legal family member had insurance tho.....



In Michigan, that would of gone on my record should I have had claimed anything (at $650 in damages, I would of paid it with my $500 ded and not claimed)

Not true. In Michigan your nofault auto insurance would pay for your damage from dollar one if you have purchased Broad Form Collision. This type of claim would not effect your premium. A chargable accident requires the policy holder to be more than 50 percent at fault. In Michigan you can get your parking lot scrapes repaired under Broad Form Collision without even knowing who was the driver who hit you. No such help in a tort state.

 

[DeezelDood]

Could it because you have one ton? Insurance company may have added qualifier for "over 3/4 ton".

 

[CMusgrove]

USAA here! A nice benefit of serving in the military. $818/year - $250/$250 deductibles. No claims except for hail damage in 18 years. 58 years old and retired.

 

[Jeepr]

I just got the info back from my insurance guy:



2005 CTD - symbol 18 (same as you found)

2000 Corvette - symbol 19



So, yes, they are very close.



Wonder why your Corvette is a 21 though??

 

[jeepit]

$394 annually 500000/500000 BI, 100000 PD, 1000 MP, 500000/500000 UM & UDM, $500 Ded comp, $1000 Ded coll.

We are fortunate to not have alot of attorneys up here. :-laf

 

[jam1on1]

i just got my insurance info for my new mega cab my cost went down 2 dollars from my 2005 quad cab 3500