The heat exchanger is a possibility for getting water in the trans but it usually goes the other way since there is more pressure in the trans system than the cooling system even at an idle. The anti freeze in the fluid should create a nast sludge that will show in the pan immediately.
You will have to trace the lines and find which are which on that trans. I don't remeber off the top of my head which one it is. Just be careful if the trans is starting to go. Finding one of those cases if it kills it will be a painful process.
The fluid level should be above the filter and its mounting base at all times or you will have some air problems in the fluid. I doubt the ripped filter would cause it unless fluid level was extremely low. The ripped filter may be a symptom of something else though and it has let contamination into the gallerys and clutch packs.
You will have to trace the lines and find which are which on that trans. I don't remeber off the top of my head which one it is. Just be careful if the trans is starting to go. Finding one of those cases if it kills it will be a painful process.
The fluid level should be above the filter and its mounting base at all times or you will have some air problems in the fluid. I doubt the ripped filter would cause it unless fluid level was extremely low. The ripped filter may be a symptom of something else though and it has let contamination into the gallerys and clutch packs.