I agree, Buy a factory warranty. You get Dealer service, OEM parts, and nationwide coverage with no hassles. i have seen aftermarket warranty send junkyard engines, axles, transmissions, only pay part of repairs, draw out a three day job into three weeks waiting on junkyard parts or waiting on some inspector to show up that knows nothing about a vehicle while the warranty company refuses to pay the rental car you need while they make their mind up. Big time BS. I run a Dodge service dept and i have seen this many times. There is some markup on these Factory plans so you can shop around or haggle a little on the price. yes, you still can finance a plan for a year (12 payments) with no interest. just my . 02, been there, done that.
Dave