I've pondered the same thoughts, bunk house or toy hauler for the next RV. The thing the sucks is I also have three kids and the toy haulers never have a family friendly floor plan that you don't have to tear apart the trailer to make beds for the kids, then put it away in the morning again. The beds that are in the garage, well, I wouldn't want to sleep in there after having muskeg covered quads in there as well as the gas smell, so to me in my opinion, those beds are useless. Some have a loft above the garage that is a part of the main living quarters that may sleep two, at least while they are still younger, but the third kid still needs a bed. So if you would plan on hauling anything with gas in it, or mud, consider that for sleeping quarters. These problems keep me hauling the toys on the truck and keeping my 30' travel trailer since I have the ability to park the trailer and then drive the truck to places to play with the quads or canoes/kayaks.