Ok guys I got this one figured by the help of a englishman from work.
I asked him what "Pie" from the Geico commercials meant.
He knew exactly what commercials I was speaking of and fondly answered that "Pie" in the UK is different from what we consider Pie here the states.
Yes, they have regular pastry type pie (ie apple pie, cherry pie etc) over in England but he said the pie that the geico gecko is speaking of is "Savory Pie". Savory Pie is a meat pie that can be made from beef, pork, chicken etc.
He said that pie in the UK is as common for lunch as cheeseburgers in the US.
The "Savory" pies usually have a heavy gravy filling to compliment the meat and are probably the size of an american hot pocket and share the same type of heavy breaded shell.
He also said that the vernacular of the Gecko was "Cockney" a language type that is used in the south east part of England London area.
FYI...