Straight #2 and additives is all thats needed!
I think MT, ND and MN all pretty similar COLD weather. Just lasts alittle longer for some of us. I too was very concerned the first winter with my 96 (Winter of 96-97 BTW). I starting pulling trailers back from KS then and drove many miles all night on "southern" straight #2.
Once driving or if starting with warm fuel (above 30) I would not worry about gelling unless you are driving through temps below -40 (without the wind). I have tested 10s of 1000s of miles down to -35 on straight 2 and no additives. This staight fuel does gell based on all the Fords I see setting along side the road on those days. Our trucks have an fuel heater on the filter that will "help" with "thick" fuel. Also, Cummins engines return lots of heated fuel (especially the 12V pumps) to the tank. This is what will keep you going.
It is when your truck is going to sit all night or all weekend out in -10 or colder that #2 will not cut it. I have not had any problems down to -5 on #2 no additives, no blend, here in ND.
In all three states, Cenex at its bigger stations sells #1, #2 , Roadmaster Premium #2 and Manybe Wintermaster #2. All #2 fuels have to be in underground tanks to pump below zero. Stations with only above ground tanks usually have to switch to blends because of this. Most big trucks have fuel heating systems and have no interest in the more expensive #1 and the less mpg. Thus #2 (unblended) is availble yearound. Here is a web site with the specifications of all Cenex fuels
http://www.cenex.com/default.asp?item=6A60B18E-515F-4763-A4B6-C40391A007A3
I drive my truck every day. It is garaged at night but sits out all day. It also has made dozens a straight through round trips each year to KS pulling trailers back. All nighters, mostly in the winter. I only use Cenex Roadmaster #2. I add Stanadyne PF additive IF my truck will have set out OVERNIGHT in temps below -10. I have NOT bought or used any #1 since the first winter of 96/97. I have ran Stanadyne and #2 the last 4 winters. Last December the average daily temp was minus something f&*%ing cold everyday for the entire month. I have burned over 15,000 gallons through my truck.
In the States mentioned above..... burning straight #1 or even 50:50 in a Cummins is like changing oil every 2 or 3,000 miles. It might make you feel good but it is really overkill.
jjw
ND