The teens in Albany NY? Global warming must be worse than I thought! I used to live there and remember January 1976 when the temperature only made it above 0F for 2 days during the entire month. Have they cancelled the Montreal Express weather systems?
The Cummins engine, like other medium and heavy duty diesels, was designed primarily for continuous operation in tractors, boats, generators, and OTR trucks. They are engineered to use 15W-40 conventional oil for those applications. However, if you start up your truck a couple of times each day in temperatures below 20 degrees and can’t use the block heater, your will experience significantly less engine wear (and better driveability) by going to a 5W-40 diesel oil, or if cost is not object, Amsiol series 3000 5W-30. Mobil and Chevron make conventional 10W-30 diesel oils but they are not CH-4 rated. All available 5W-X CH-4 rated oils are listed as synthetic (either Group III or Group IV/V base stocks). This is because no conventional base stock has a high enough viscosity index to meet the 5W specs at low temperature yet be able to be fortified to meet 40 weight specs at high temperature. You can run any of these oils year round at any temperature and you can also extend oil drain intervals with most of them if you want. The group III oils (Petro Canada Duron, Chevron Delo 400 synthetic, Rotella synthetic) give you the most bang for the buck at between $12-$18 per gallon. The “true synthetic” diesel oils such as Mobil Delvac-1 and the Amsoil products have even better low temperature flow characteristics but cost more, $20- $28 per gallon.
Delo 400 is definitely the best convention 15W-40 oil for low temperature operation if you want to stick with that weight and use your block heater. Chevron uses hydrocracked base stocks that are almost meet Group III specs. Both the pour point and low temp pumpability ratings are significantly better than any other conventional oil of that weight.