I'm glad you have had good luck with state farm but I got screwed by them about 15 yrs ago for major money, They cancelled my auto insurance without never notified me, policy was paid in full, because I didn't tell them my younger sister had two speeding tickets when I filled out their yearly questionare. I end up getting into an accident and my lawyer said just drop it because they will drag you under in legal costs and walk away. I kicked and screamed but every lawyer I went to said the same thing. I was just lucky no one got hurt in the accident