Who's the provider? Easy Ride or ????
You won't be dealing with your credit union when you need warranty coverage; you and the servicing shop/dealer will be dealing with the 3rd party warranty company. A dealer sold me the Easy Ride warranty with my previous 2011 Ram - I thought I was getting the FCA warranty, but that's another story. I used it twice, and both times they tried every trick in the book to weasel out of paying for what should have been covered. They even rejected coverage on a sensor/harness problem claiming that it was a "factory defect".
That's why I bought my 8/120 $100 deductible Max Care warranty on the 2016 from Chrysler Warranty Direct.
Rusty
Yeah. My dealer was a little vague about the warranty too. So i went online after having the truck for 3 months and bought from Chrysler Warrany Direct also. It can be googled as mopar vehicle protection (MVP). Some dealers will try to sell the warranty they get the most mark up on. And most 3rd party warranties sound good until you need them. I had a 3rd party warranty tell me they would fix a speedometer because it wasn't specifically listed. Even though it said it all electronics and mechanical parts are covered.