Have to put truck on diet

[Cummins12V98]

KATOOM you took a lot of the words out of my mouth. JDoremier thanks for the post.

OP's truck exceeds the GVWR but does NOT exceed axle ratings. So simply add the tonnage needed to cover the actual truck loaded weight.

 

[Cummins12V98]

My DRW exceeds the GVWR by a mile but i am at or under axle ratings and also under GCVWR. It's impossible for me to load my rear to it's RAWR of 9,750# and not add a single pound to the front and not be over 14K. I have tonnage to cover my trucks loaded weight, good to go!

 

[GAmes]

An insurance company can't deny coverage out of hand. If they could they wouldn't pay for 99% of claims. Drive drunk and wreck the car, obviously unlawful but they will pay. They will certainly raise your rates or refuse to renew the policy, but they will pay. In the US the laws are so garbled from state to state that any of them can be twisted one way or the other. All policies have an exemption clause. Read yours, I'll bet there isn't a word about exceeding a manufacturer's ratings.

 

[Tuesdak]

Non of those cases apply to the OP question or situation... The OP doesn't have a business tied to the vehicle which any sue happy person would quickly go after, he's not driving for a company, the OP truck axles or tires are not overloaded, the OP trailer or tires are not overloaded, and no one is talking about faulty equipment.

Anyone can sue anyone with a story and a filing fee, so if you think your safe from litigation in an accident...you're mistaken.

Or more correctly these are "commercial vehicles" in my cited GVWR example and none of the commercial laws apply to private RV's. No weight tickets, not an enforcement target, etc.

Now we should realize the OP's is trying to "Do the right thing" and stay within the advertised rating of his truck. The owners manual does put doing so in black and white. In the OP's case it is a cakewalk to do so by moving the weight around to get it off the trailer pin or lightening up the tow vehicle.

In other cases why make it a slam dunk win for the ambulance chaser attorney for the other side with overloaded filed under things like gross negligence generally in a civil case. If dead bodies are around the said wreck you can be charged with some expensive to defend things in the typical throw the book at you and see what a Jury will hang you on.

It appears the insurance thing may be Arizona specific. YMMV.

Again the best answer you will get is not from a forum going round and round over a de-rated to 3/4 ton from 1 ton pickup but legal advice from an attorney and your insurance company that will be the ones defending you.

 

[Cummins12V98]

If it's illegal to exceed your GVWR "WHY" is it LEGAL to buy tonnage that allows you to haul more than your GVWR???

 

[GAmes]

In other cases why make it a slam dunk win for the ambulance chaser attorney for the other side with overloaded filed under things like gross negligence generally in a civil case. If dead bodies are around the said wreck you can be charged with some expensive to defend things in the typical throw the book at you and see what a Jury will hang you on.

Why live in a paranoid fear of law suits? If someone dies in a crash, whether you are within weight ratings or not, if it is your fault you will pay. Even if it isn't your fault and you are within every manufacturer's limit you can still go bankrupt defending yourself. It happened to a friend of mine. He was hit head-on by a driver passing an 18 wheeler on a hill. The crash sent the uninsured, non-US citizen, his 7 year old son and and another passenger under the trailer wheels of the rig, killing them all. My friend barely survived the wreck, couldn't work any more and spent his life savings on attorney fees after being sued. Only the naive think being within some arbitrary weight number will save you from an ambulance chasing lawyer.

 

[slowmover]

Axle & Tire ratings are the thing. The rest is advertising.

On a truck with many miles AND/OR years, a more thorough inspection is needed.

 

[Shiner]

Shhhhhhhhhhhhhh, don't tell anybody, I have hauled lots of shingles/supplies/and roof steel on my '01 3500. Last house was only 18 square shingles/supplies. Shingle ladder is on that truck, so it gets used good.