2nd Gen Non-Engine/Transmission I need help- The $21000.00 question

[RJOL]

I'd go to the used one, if it is priced right (check Edmunds, NADA, ect) and is in good shape (have it checked out). Take the money you'd make in payments and put it in a savings account. Use is for mods, or repair, or a down payment on a newer one, later...