Insurance Quotes

[lawdog]

WOW... . I Wish rates that low... 37 yr old cop. . NO TICKETS, wife 39 no tickets,

100,000 - 300,000 coverage, 500 broad form deductible $1800. 00 a year... . Oh yeah, 5 miles to work, live 8 miles North of Detroit City Limits

 

[GoodTGo]

41 male, perfect record, never a claim, been with Allstate for 14 years, $842 every 6 months, getting ready to look around. Just got the Ram three months ago. The 2000 PowerStroke was only $580 for six months. Maybe I should move to another state?

 

[highrisk]

INSURANCE... . YOU CAN'T REALLY COMPARE WHAT SOMEONE ELSE PAYS WITH WHAT YOU PAY, UNLESS THEY LIVE IN THE SAME STATE,TOWN/COUNTY,ZIP CODE,..... HAVE THE SAME MARITIAL STATUS,SAME AGE... ... BUY THE IDENTICAL VEHICLE... ... HAVE THE SAME DRIVING HISTORY ,HAVE HAD THE SAME NON MOVING/COMP CLAIMS,SAME DEPENDANTS/AGE/RECORD... ... SAME PROJECTED USE AND MILEAGE..... CARRY THE SAME LIMITS..... QUALIFY FOR THE SAME DISCOUNTS HOMEOWNERS/RENEWAL/TRANSFER/MULTICAR/MULTI-LINE... ... SAME FINANCIAL SCORE... ... ... ... ... ... ... ALL THIS COMES INTO PLAY BEFORE THE RATE CAN BE ESTABLISHED... ... KEEP IN MIND A BIG FACTOR IS POPULATION DENSITY..... THE MORE PEOPLE LIVING IN A GIVEN AREA THE LIKELYHOOD OF AN ACCIDENT GO UP... ... THE "LAW OF LARGE NUMBERS"..... THE GUY WITH THE NEIGHBOR 15 MILES AWAY IS STATISTICALLY LESS LIKELY TO HAVE AN ACCIDENT THEN THE GUY WHO HAS 500 PEOPLE LIVING IN A SQUARE MILE... ... ... FINALLY THE COMPANY HAS TO LOOK AT THEIR LOSS RATIO TO SEE HOW LOW THEY CAN BRING THE RATE AND STILL STAY PROFITABLE SO THEY CAN STAY IN BUSINESS... ... . BELIEVE IT OR NOT BUT IF AN INSURANCE COMPANY CAN OPERATE WITH A TOTAL COMBINED (OPERATING AND LOSS)RATIO OF AROUND 90% THEY ARE HAPPY... . ... ... WE ALL PAY TOO MUCH ... AND THE REASON FOR THAT IS THE AMOUNT OF INSURANCE FRAUD AND FRIVILOUS LAW SUITS... ... ... . ... ... ..... LIFE IN THE BIG CITY!... ... ... ... BUT REMEMBER HERE IN VA. AS WITH MOST STATES ITS NOT MANDATORY TO CARRY INSURANCE... . YOU CAN PAY 500 FEE TO THE STATE THAT SAYS IF YOU HAVE AN ACCIDENT YOU HAVE THE MEANS TO PAY FOR THE DAMAGE YOU CAUSE SOMEONE ELSE OUT OF YOUR POCKET!... ..... MUST BE SOME PRETTY DEEP POCKETS

 

[HWigand]

Am 31 female with full coverage $250 deduct w/ elevated mileage, multicar my 04. 5 CTD & 96 Mustang is running me $1080 every 6 months. But in south florida what do you expect? No tickets or claims. State Farm been with them for 15 years.

 

[DocDetonancour]

Over 50, 02 Jeep, 04 Ram, 92 Miata, and junker Missibishi + 100 per month. . AARP... . Think its a good rate??