"This can be quite important to your pocketbook should your car be involved in unlawful activity. Suppose you send your son down the street to buy eggs and he drag races on the way home but doesn't get caught, the insurance man might see that data some day down the road and decide to jack YOUR insurance rates on the spot. The dealer might decide to void your warranty.
A very poor example - my insurance company not only lists my specific vehicles covered, but ALSO all within my household covered who might be driving those vehicles at any point in time - THAT is how insurance rates are determined!
Other than theft, or unauthorized use of such an insured vehicle, you're dern RIGHT that improper/illegal use of that vehicle WILL and SHOULD be reflected in the insurance rates, otherwise out of control repair/replacement costs for those customers WILL be applied the rest of that company's customer base and we'll ALL be paying nore for our insurance!
The same applies to warranty issues, the vehicle manufacturer covers the VEHICLE, not individual drivers - and just because it's your drag-racing teenage SON who blows an engine or transmission while HE is driving it instead of you, in NO WAY obligates the vehicle manufacturer to give you a free replacement - would YOU, if you were the maker?
A very poor example - my insurance company not only lists my specific vehicles covered, but ALSO all within my household covered who might be driving those vehicles at any point in time - THAT is how insurance rates are determined!
Other than theft, or unauthorized use of such an insured vehicle, you're dern RIGHT that improper/illegal use of that vehicle WILL and SHOULD be reflected in the insurance rates, otherwise out of control repair/replacement costs for those customers WILL be applied the rest of that company's customer base and we'll ALL be paying nore for our insurance!
The same applies to warranty issues, the vehicle manufacturer covers the VEHICLE, not individual drivers - and just because it's your drag-racing teenage SON who blows an engine or transmission while HE is driving it instead of you, in NO WAY obligates the vehicle manufacturer to give you a free replacement - would YOU, if you were the maker?