You would be correct. Modern diesels prior to EGR were improving immensely in clean burning. The NOx thing was indeed a issue, but soot levels were dropping on their own considerably. I have owned several HD diesels that were very clean, from a soot standpoint. It was the introduction of EGR that messed things up. While it might work fine on a gasoline engine, it was terrible for the diesel and brought us back to the smokey diesel days again. If the idiots in power had gone with SCR right out of the gate and avoided EGR, the DPF thing might have never become part of the equation and we would not be having to deal with complications to such an extreme. Even with SCR, they still keep EGR on these engines and soot levels are more intense than if there was no EGR. Hense, DPF will be part of the equation. You just can't make a diesel eat it's own feces and expect great results.
In the HD commercial arena, some of us avoid this nonsense by buying new HD trucks thru the OEM parts channels, minus engines and drive trains, and then drop in rebuilt pre-EGR engines in them. Totally legal by both EPA and IRS. That is what my commercial Class 8 truck is.... a 2013 Freightliner with a factory remanned pre-EGR Detroit engine that was originally built in 2000. Rarely any smoke at all and stack tips hardly have any soot on them. Beefed up pre-emissions engines allowed to breath and do some serious work. And actually, more fuel efficient. My 2000 Detroit will put to shame all but the latest emission engines in fuel economy, and I can shame most of them on a hill under a load also.
Truth be told, the pickup OEM's could do the very same thing. Offer a chassis and body thru their parts distribution, complete with wiring harness to match the pickup with the engine the owner is planning to drop in. EPA ties the emissions to the year the engine is built, not the vehicle. But if one orders a new truck with a engine, then one cannot legally go backwards and drop in a earlier engine. The OEM could offer a brand new truck, then the owner drop in a pre-EGR Cummins in it, along with a trans of their choice and have an outstanding setup. But the light truck OEM's are not going to offer this sort of thing, so it is just a pipe dream.