(SIGH!)
This subject comes up about as often as "which brand/type oil is best for my engine" - and the resulting posts rarely contain anything NEW!
After wading thru this stuff NUMEROUS times (a simple use of this boards SEARCH feature sure would save lots bandwidth and repetitious posts!), it has become rather clear that the stock paper OEM filters, and SOME of the smaller and less efficient K&N oiled types are NOT adequate for the Cummins - and that gets even WORSE as power adders are installed.
BUT, a number of us HAVE used the larger sized K&N types with excellent success - I have used one pretty much from day one on my old '91, and stuck with it for 120,000 miles. I've had the current K&N on my '02 for well over 25,000 miles, and NO problems of ANY kind with any sensors, and the inlet to MY turbo looks like THIS:
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DON'T be confused by what APPEARS to be dust buildup in the above photo - that inlet and inpellers are PERFECTLY clean, it's only light shadows that make it appear otherwise! The inlet on my '91 looked much the same at 120,000 heavy towing miles, and with an engine that was pretty well "tweaked"...
I've posted THIS oil analysis sheet before as well, but will again - pat special attention to Silicon and wear metals readings:
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Personally, I suspect the K&N is about one step up from the stock filter, the conical K&N absolutely the WORSE due to poor surface area - followed upward in efficiency by a wide array of commercially offered setups usually using a filter with larger surface area, and the absolute BEST, is one of the BHAF types, which is what *I* plan on installing this spring before the RVing season - but NOT because of ANY problems or complaints with the K&N - it's just hard to ignore the efficiency and HUGE surface area of the BHAF!