Do a search
Do a search on K&N, you will find plenty to read. There are many people who have removed them from their trucks due to oil and dirt residue on the intake tube and turbo impeller blades. If there is oil and dirt there, then there is oil and dirt plugging and reducing the efficiency [sp?] of the intercooler.
Even the very smallest amount of dirt will cause considerable damage to your Cummins engine.
There is an oil analysis pro who posts here that has stated many times that he can see a K&N filtered vehicle in the oil analysis every time. He is seeing high wear metals and high silicon content in the oil.
It's just too much of a risk, just go with stock filter if your truck is stock, or go with a BHAF if you want a 'BOMB' that looks pretty cool [IMHO].
The BHAF is being used on many very high horsepower trucks, and is holding up very well. It is a dry paper filter so there is no issue with oily residue on the turbo impeller or intercooler or IAT sensor.
Do a search on BHAF, and sit down for a lot of reading.
Hope this doesn't start another K&N war!!
Greg L