I personally will never use any of the aftermarket filters again. I had an AFE system in my current truck and got sick of noticing that the filter was dry every month and that the intake had oil film in it. There's no second guessing the Fleetguard filter, Cummins owns them and they would not design and sell a filter that is substandard for there own engines, so I have the stock box back in and rest easy knowing that my motor is being filtered properly as the designers meant it to be.
By the way, when I had the AFE in, and set my chip on a mid range setting, if I layed into the go peddle, the O/H consol would chime and say "service air filter" lacking air flow!!!!!!!.
When I went back to the stock box and filter, I never got this message and the filter minder never gets sucked down. So the big deep OEM filter flows better than the AFE ever did and I'm protected. I should note that I have added a 4" pipe to the bottom of the box down to under the bumper for cool forced air also, but when I close it for winter or heavy rain driving with the RV sewer drain valve that I added into the pipe, I still don't get any warnings to service air filter messages.
Maybe if you are pushing major horse power, then you may need something different, but on the same hand if you are doing that, then one must be ready to pay becasue you are more likely to break something anyway reguardless.