Attention: TDR Forum Junkies 
This is my way of venting so if you don't want to read it, please stop now.
Through no fault of our own, my family is really officially homeless. A little background: We were a happy American family pursuing the American dream of home ownership again after 4 years of work to rebuild our credit after past mistakes and poor decisions. We found a home we liked, and began the process of purchasing it. It was/is a foreclosure at a really good price for us so we made an offer and it was accepted. We were all set to close on October 15th. Until:
October 15th came and nearly went without a word from anyone until about 4:30PM that the seller decided they needed until November 4th to close. Some problem with the deed they said. Funny thing was, they had the deed the whole time, but apparently didn't know that. I complained that we had a contract and we had done everything we needed to do to close. Our lender was ready to fund that day. Everything on our end was in order. How can they do this legally? The seller (bank) said "Either give us until the 4th, or cancel the contract and we'll find another buyer. "
Not having much of a choice after investing so much money into it we said, after they agreed to pay for our rate lock extension, fine, okay whatever and signed the addendum. There was still a slight chance we might close on the 27th of October, but we didn't hang our hopes on it. We were still packing and planning to move out. Well the 27th came and went without closing and the seller won't close the last 3 days of the month for some reason. (Tomorrow is a state holiday in Nevada and we can't close and record. ) Our landlord had already signed a lease with another family, since we SHOULD have had plenty of time to move.
We had to scramble to find temporary housing! Luckily our next door neighbors were moving out in plenty of time for us to move in for a couple of weeks until we closed escrow. Until yesterday.
After already having 3 properties worth of utilities in our name, the wonderful gas company told us they couldn't get the gas turned on in our temporary home until November 5th. The owner of the home wouldn't turn the gas on himself when we called him last week because he didn't want to have to pay his previous tenants gas bill. Either way you look at it, you can't live in a house in this neighborhood without gas. We would have no heat (gas furnace). No hot water (gas). No way to cook since the stove and oven are - what? - gas. So, it's unlivable without gas service for all but the most hardy of mountain man/woman, which my wife and children are not.
I've taken my share of cold showers in the USMC and after when I was really really poor, but having a wife that's cold below 75 degrees, a 6 year old daughter, and 2 month old son there's no way we could live in this house for a week. Especially with cold(er) weather and rain/snow coming this weekend.
So now after paying two weeks rent for a house we can't live in, and movers to move all our stuff out of our current home into the temporary one. We now have to pay them again to move all our stuff next week into our new home. Now, I'm not one to really worry about money too much, but damn. It's cost us so much already just to try and find a place to live for a week or two.
Forgive my ramblings but I am beyond angry, beyond frustrated, and beyond depressed. Thank you for letting me vent.
Through no fault of our own, my family is really officially homeless. A little background: We were a happy American family pursuing the American dream of home ownership again after 4 years of work to rebuild our credit after past mistakes and poor decisions. We found a home we liked, and began the process of purchasing it. It was/is a foreclosure at a really good price for us so we made an offer and it was accepted. We were all set to close on October 15th. Until:
October 15th came and nearly went without a word from anyone until about 4:30PM that the seller decided they needed until November 4th to close. Some problem with the deed they said. Funny thing was, they had the deed the whole time, but apparently didn't know that. I complained that we had a contract and we had done everything we needed to do to close. Our lender was ready to fund that day. Everything on our end was in order. How can they do this legally? The seller (bank) said "Either give us until the 4th, or cancel the contract and we'll find another buyer. "
Not having much of a choice after investing so much money into it we said, after they agreed to pay for our rate lock extension, fine, okay whatever and signed the addendum. There was still a slight chance we might close on the 27th of October, but we didn't hang our hopes on it. We were still packing and planning to move out. Well the 27th came and went without closing and the seller won't close the last 3 days of the month for some reason. (Tomorrow is a state holiday in Nevada and we can't close and record. ) Our landlord had already signed a lease with another family, since we SHOULD have had plenty of time to move.
We had to scramble to find temporary housing! Luckily our next door neighbors were moving out in plenty of time for us to move in for a couple of weeks until we closed escrow. Until yesterday.
After already having 3 properties worth of utilities in our name, the wonderful gas company told us they couldn't get the gas turned on in our temporary home until November 5th. The owner of the home wouldn't turn the gas on himself when we called him last week because he didn't want to have to pay his previous tenants gas bill. Either way you look at it, you can't live in a house in this neighborhood without gas. We would have no heat (gas furnace). No hot water (gas). No way to cook since the stove and oven are - what? - gas. So, it's unlivable without gas service for all but the most hardy of mountain man/woman, which my wife and children are not.
I've taken my share of cold showers in the USMC and after when I was really really poor, but having a wife that's cold below 75 degrees, a 6 year old daughter, and 2 month old son there's no way we could live in this house for a week. Especially with cold(er) weather and rain/snow coming this weekend.
So now after paying two weeks rent for a house we can't live in, and movers to move all our stuff out of our current home into the temporary one. We now have to pay them again to move all our stuff next week into our new home. Now, I'm not one to really worry about money too much, but damn. It's cost us so much already just to try and find a place to live for a week or two.
Forgive my ramblings but I am beyond angry, beyond frustrated, and beyond depressed. Thank you for letting me vent.
