Vaughn, I'm glad to see someone else take a different road. I used to always do 10/20, but the last couple of times I've used 6&16. If I recall, that's the min. that Cummins specs on our engines. It's not as noisy and it should produce a bit more power on the top end.
I do check and adjust every 20k or so. Don't want anything to tighten up and damage a valve (or worse).
RJR