I've had my 03 for just over 4 months now. After reading TDR posts for several months I've come to the conclusion that the only thing I would do differently is buy the Laramie instead of the SLT. I've been over-paying my monthly $425/month and sending in $600. That calculates out to roughly an extra year or so of payments or a higher monthly payment on a Laramie. I could have handled the higher monthly payments, but was too cheap at the time and am not too fond of leather seats that aren't really leather. But if I could go back and do it all over again I would have got the Laramie. The extra electronics and comfort items look better every day. Anyone else discover things they would have done differently if they knew then what they know now?