OD use
You should be able to keep it in overdrive 99% of the time with that low a weight and with the higher (numerically) axle ratio. I have the 3. 54 and pull close to 14,000 lbs and use overdrive all the time on the highway unless I drop below 50 mph. A good test is if you can pick up speed fairly easily in OD you are not 'lugging' the engine.
Even with your setup, you may want to seriously consider a transmission upgrade some time in the future. Check into ATS, DTT, Goerend, Suncoast... ... ... . there are other good ones, but in my opinion the above mentioned are the leaders in the field at present. You won't believe the improvement a transmission upgrade will make!
With your situation, there is probably no particular rush for an upgrade - you are not even getting the truck to breathe hard yet.