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We decided in the mid 90's to get out of debt - paid off the house and cars and moved to a "cash only" basis. Not owing anyone for anything certainly gives us a lot more options in this era of economic uncertainty! Maybe this lifestyle isn't for everyone, but it works for us.
I dropped the idea of purchasing the truck in cash to the dealer while it was still on order.
He told me it would cause him much more paperwork, though I couldnt imagine why it would be more than the loan was.
With the wifes car, we cut the deal then came back the next day with a check. They werent amused either. Guess they expected to make some money on the financing?
I still dont like my job, but in my last employment I couldnt have swung something like this..... guess thats why I'm still there.