TBrennan,
I think you need to be told that some people on the TDR will take what you say as a fact. Then they will Do what you are saying, and problems can occur. It is not safe to "assume that a Manufacturer Designs their stock system with any offset. " These Companys cycle the suspension on a computer thousands of times. Then they put them on a truck and cycle them again. Then they take all that data and decied what wheel backspace will be the safest, longest lasting, and impose the least leverage on the bearings. If you do not understand what you are talking about, stop talking and listen to people. Your opinion is truly yours to cherish. Keep it to yourself and stop thinking out loud. It is getting tiresome.
K Kroeker already explained why you need to use a STOCK offset. Matt400 gave a pretty good example how leverage affects a wheel and a bearing. But you come back saying we are "confusing the issue". Not so. I have seen a stock wheel on a diesel equiped off road truck eat a bearing. Kill a front Diff. Mangle a hub. How do you think we learn this. Test, Test, Test, Test, Test and more Testing!!!! How does Dodge learn this. The same way.
Now I am sure you can find an American Racing wheel that will fit your lug pattern. Does it have the proper weight rating for a 4000 lb front end? If the backspacing is less, that wheel would have to carry a 6000lb front end due to the added leverage. Now add a wider tire. More weight on the outside of the wheel. More mass on the axle, added resistance in turning, increased force on the dampening of the axle movement. All of these come into play as you mess with backspacing.
Be Careful
Greg