If you plan on keeping your truck for any length of time, spend the money now for a quality 304 stainless system from a quality company like MBRP, Silverline, etc. With the road salt here in PA, a NAPA or other parts store exhaust system will last as short or shorter than the factory system.
I have a MBRP on our '04. 5 and a Silverline system on our '07. Except for a little road grime, they look like they did coming out of the box. Absolutely zero rust and the '04. 5 even wears a salt spreader during the winter season.