190 is stock and also my choice for all situations. The thermostat opens at 190 and the fan clutch locks up at about 206. That means the engine temperature can vary about 16 degrees. With a 180, it is 26 degrees.
The more the temperature swings, the more engine wear you get.
I would also argue that in theory an engine operating at 180F should last longer than one at 190F since it puts less thermal stress on engine components and lubricating oil.
I can remember reading years ago in a Chevy Hi-Performance rebuilding book from GM that lower temp. thermostats actually accelerated the wear of cylinder walls. From what I remember the 160 thermostat radically accelerated cylinder wear. The book was written over thirty years ago and based on what was written, I always run the higher temp thermostats. JMTC.